Why You Don't Want To Skip Your Home Inspection

When you finally find the one—a home that feels just right—it’s easy to let your excitement take the lead. You’ve toured the space, mentally arranged your furniture, and maybe even imagined sipping your morning coffee on the porch. But before you rush to close the deal, there’s one critical step you should never skip: the home inspection.

In today’s competitive housing market, it might seem tempting to waive the inspection to make your offer more appealing. However, skipping a home inspection can lead to costly surprises that outweigh any short-term advantage.

What Is a Home Inspection?

A home inspection is a professional evaluation of the home’s condition, typically conducted after an offer is accepted but before closing. During the inspection, a certified home inspector checks the home’s major systems and components, which usually include:

• Roof and attic

• Foundation and structural integrity

• Electrical systems

• Plumbing systems

• Heating, ventilation, and air conditioning (HVAC)

• Appliances

• Doors, windows, and insulation

Depending on your state and location, the specifics may vary—but the goal is always the same: to uncover potential issues before you finalize your purchase.

Top 3 Reasons Why a Home Inspection Is Worth Every Penny

1. Uncover Hidden Problems Early

A home might look move-in ready on the surface, but could have underlying issues like roof damage, faulty wiring, or plumbing leaks that you didn’t notice during your initial walkthrough. A thorough inspection gives you a clear picture of the home's true condition.

2. Gain Negotiating Power

If the inspector finds issues, you may be able to renegotiate your offer. This could mean asking the seller to handle repairs, or requesting a credit so you can take care of them after closing. Either way, it gives you leverage—and that’s invaluable in real estate.

3. Peace of Mind

Buying a home is a huge emotional and financial investment. A professional inspection can help reduce stress and uncertainty, so you can move forward with confidence and clarity.

As the National Association of Realtors (NAR) warns:

“Failure to obtain a home inspection could potentially cost you a great deal of money and hassles in the long run.”

Why Waiving the Home Inspection Is a Risky Move

According to the latest NAR data, nearly 1 in 4 homebuyers are waiving the home inspection contingency—often to compete in a seller’s market. But is it worth the risk?

Real estate experts at Realtor.com caution:

“If you're in a hot real estate market where homes are getting multiple offers, there might be a temptation to skip an inspection... However, waiving a home inspection comes with sizable risks.”

Foundation cracks, mold, faulty electrical systems, or outdated plumbing can easily turn your dream home into a financial nightmare—especially if you discover these issues after closing.

Want to Make a Competitive Offer Without Skipping the Inspection?

If you’re worried about losing a home to another buyer, there are still ways to strengthen your offer without compromising your peace of mind:

• Be flexible with the closing date

• Increase your earnest money deposit

• Get pre-approved (not just pre-qualified)

• Limit your contingencies—but keep the inspection

Talk to your real estate agent about strategic ways to compete in a hot market without skipping the inspection. Your future self will thank you.

Final Thoughts: Protect Your Investment with a Home Inspection

A home inspection isn’t just a box to check—it’s a smart financial safeguard. It helps you avoid expensive repairs, negotiate more effectively, and feel confident in your purchase.

Even if waiving it seems like a shortcut, it’s rarely worth the risk. Protect your wallet, your peace of mind, and your future by making the inspection a non-negotiable part of your homebuying journey.